Legal
Last updated: May 2026
The calculators, tools, and content on UK Money Tools are provided for general information and guidance purposes only. Nothing on this website constitutes financial, tax, legal, or investment advice, and nothing should be relied upon as such.
Before making any financial decisions, you should consult a qualified and authorised financial adviser, tax professional, or other relevant expert. The results produced by our calculators are estimates based on the figures you enter and the tax rates or assumptions programmed into each tool. They are not a substitute for professional advice tailored to your personal circumstances.
We take care to keep our calculators updated with current HMRC tax rates, thresholds, and allowances. However, tax legislation changes frequently and we cannot guarantee that every figure is current, complete, or free from error at the time you use it.
Figures are based on the tax year selected within each calculator, covering 2023/24, 2024/25, 2025/26, and 2026/27. Tax rules differ for Scotland, Wales, England, and Northern Ireland in some cases, and individual circumstances will always vary. Always verify the most current rates directly with HMRC at gov.uk/hmrc.
UK Money Tools, its owners, and contributors accept no liability for any loss or damage arising from the use of, or reliance on, the information or calculators on this site. This includes but is not limited to financial loss, tax penalties, or any other direct or indirect consequences resulting from decisions made based on the results produced by these tools.
Use of this website is entirely at your own risk.
UK Money Tools is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated financial advice, arrange financial products, or act as an intermediary for any financial service. If you require regulated financial advice, please consult an FCA-authorised firm. You can find authorised firms on the FCA Register.
This site may contain links to third-party websites, including government services and financial institutions. These links are provided for convenience and information only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
If you have any questions about this disclaimer, please contact us at hello@ukmoneytools.uk.