Personal Finance

Monthly Budget Planner

Enter your income and expenses to see your monthly surplus, savings rate, and where your money goes each month.

Income & ExpensesSavings RateCategory Breakdown

Monthly income

Total income£3,000/mo

Housing

£1,455/mo

Transport

£130/mo

Food & drink

£400

Personal

£110

Family

£0

Entertainment

£180

≈ £100/mo

Savings & debt repayment

£350/mo

Monthly surplus

£375

£3,000 in · £2,625 out

Savings rate

12%

Good: aim for 20%+

£350/mo including pension

Spending breakdown

Housing£1,455

49% of income

Transport£130

4% of income

Food & drink£400

13% of income

Personal£110

4% of income

Entertainment£180

6% of income

Savings & debt£350

12% of income

Total outgoings£2,625

Frequently asked questions